What if?
Calculate it.
Turn everyday questions about money into numbers you can act on.
Popular calculators
Project your 401(k) balance including employer matching, and see how much of it your employer contributed.
Calculate → Life Age CalculatorWork out an exact age in years, months and days, plus total days lived and time to the next birthday.
Calculate → Cars Car Loan CalculatorCalculate your monthly car payment, the total interest you will pay, and how much the loan adds to the price of the car.
Calculate → Money Compound Interest CalculatorSee how a starting balance and regular contributions grow, and how much of the result is interest rather than your own money.
Calculate → Cars Cost of Owning a Car CalculatorWork out the true cost of owning a car over five years, including depreciation, interest, fuel, insurance and maintenance.
Calculate → Money Debt Payoff CalculatorSee how long it takes to clear a debt, what the interest costs, and how much paying extra would save.
Calculate → Cars Fuel Cost CalculatorWork out what a trip costs in fuel, and what the same journey adds up to over a week, a month and a year.
Calculate → Home Home Affordability CalculatorFind the home price your income supports, using the same debt ratios lenders apply.
Calculate →Browse by category
Loans, savings, debt and the cost of borrowing.
14 calculators HomeBuying, renting, refinancing and affording a place to live.
13 calculators CarsWhat a car costs to buy, finance, fuel and keep.
8 calculators WorkSalary, hourly pay, overtime and raises.
15 calculators InvestingGrowth, compounding, retirement and returns.
13 calculators LifePercentages, dates, tips and everyday maths.
12 calculatorsPopular “what if?” questions
Every one of these is a calculation, not a guess.
Why IfCalc
Every assumption is visible
Depreciation curves, charging losses, PMI thresholds - they are inputs you can change, not constants hidden in the code.
Nothing leaves your browser
The maths runs on your device. Your salary, your balances and your loan figures are never sent to us or stored anywhere.
Tested against real formulas
Each calculator is checked against independently worked reference values, including awkward cases like zero-interest loans.
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No account, no paywall, no email required. Open a calculator, type, get an answer.
Recently added
Split a bill fairly when people ate differently, stayed different lengths, or earn different amounts.
Calculate → Work Break-Even CalculatorWork out how many units you must sell to cover your fixed costs, and what a price change does to that number.
Calculate → Investing CD CalculatorWork out what a certificate of deposit pays at maturity, after inflation and after tax.
Calculate → Investing Capital Gains Tax CalculatorWork out the tax on an investment gain and what you keep after selling.
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