Money Calculators

See how a starting balance and regular contributions grow, and how much of the result is interest rather than your own money.

See how long it takes to clear a debt, what the interest costs, and how much paying extra would save.

Calculate the monthly payment, total interest and total cost of any fixed-rate loan.

Split your take-home pay between needs, wants and saving, and see how your actual spending compares.

Find out how long a credit card balance takes to clear and what the interest costs, including on minimum payments.

Work out the debt-to-income ratio lenders use, and how much room you have left before it blocks a mortgage.

Work out how large your emergency fund should be, and how long it will take to get there.

See what an amount will cost in future, and what future money is worth in today's terms.

Work out the interest rate behind a loan when you know the amount, the payment and the term.

Compare two loan offers on total cost, not on the monthly payment the salesperson quotes.

Add up what you own and subtract what you owe to see your net worth and how it is composed.

Work out what your savings will be worth after regular deposits, and how much of it is interest.

Calculate simple interest on a principal amount, and see how much compounding would have added.

Work out student loan payments, what interest during study adds to the balance, and what paying extra saves.