Home Calculators

Buying, renting, refinancing and affording a place to live.

HomeHome Affordability Calculator

Find the home price your income supports, using the same debt ratios lenders apply.

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HomeMortgage Calculator

Work out your full monthly mortgage payment, including property tax, insurance, HOA and PMI.

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HomeRent vs Buy Calculator

Compare renting against buying over the years you plan to stay, measured on which leaves you better off.

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HomeClosing Costs Calculator

Work out the cash you need at closing: lender fees, title, inspection and the months of tax and insurance collected up front.

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HomeDown Payment Calculator

Work out the down payment and closing costs you need, and how long it will take to save them.

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HomeHeat Pump vs Gas Calculator

Compare a heat pump with a gas boiler on running cost, and see how long the switch takes to pay back.

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HomeHome Equity Calculator

Work out your home equity, loan-to-value ratio, and how much you could borrow against it.

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HomeMortgage Payoff Calculator

See how much sooner your mortgage ends and how much interest you save by paying extra each month.

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HomeMortgage Points Calculator

See what discount points cost, how much they cut the payment, and how long you must keep the loan before they pay for themselves.

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HomeRefinance Calculator

See what refinancing saves each month, how long it takes to break even, and whether it costs more in total.

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HomeRent Affordability Calculator

Work out how much rent you can afford on your income, and what a landlord will let you rent.

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HomeRental Yield Calculator

Work out gross and net rental yield, and what the property returns on the cash you actually put in.

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HomeSolar Panel Payback Calculator

Work out how many years a solar installation takes to pay for itself, and what it saves over its life.

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