Terms of Use

Last updated: 25 August 2026

These terms govern your use of ifcalc.com. By using the site you accept them. If you do not, please do not use the site.

What IfCalc is

IfCalc provides free calculators and general information, operated by Dajor Group (dajorgroup.com). No account is required and no payment is taken. The calculators run in your browser; nothing you type into them is transmitted to us.

No advice, no warranty

Everything on IfCalc is provided as-is. The calculators produce estimates from the figures you enter and the assumptions shown alongside them. They are not financial, investment, tax or legal advice, and they do not take your particular circumstances into account. See the disclaimer for the fuller version.

We work to keep the formulas correct and test them against independently calculated reference values, but we do not warrant that the site will be uninterrupted, error-free, or that any result is accurate for your situation. Verify anything important against the actual figures in the contract or quote in front of you.

Limitation of liability

To the extent permitted by law, Dajor Group is not liable for any loss arising from your use of this site or from decisions made on the basis of a result produced here. Nothing in these terms limits liability that cannot lawfully be limited.

Acceptable use

You may use IfCalc freely for personal and commercial purposes. You may not:

• attempt to disrupt, overload or gain unauthorised access to the site or its infrastructure
• scrape the site at a rate that degrades it for other visitors
• republish the calculators or their editorial content as your own
• use the site in any way that is unlawful or infringes someone else’s rights

Intellectual property

The calculators, their underlying code, the written explanations and the IfCalc name and design are the property of Dajor Group. You are welcome to link to any page, quote briefly with attribution, and use the results of a calculation however you wish — the numbers are yours.

Links to other sites

Some pages link to third-party websites. We do not control them and are not responsible for their content, their accuracy, or their privacy practices. A link is not an endorsement.

Advertising

IfCalc is funded by advertising, which appears clearly marked. Advertisers have no influence over the calculators, the assumptions behind them, or the editorial content. We do not accept payment for favourable treatment of any product or company. Any dealings you have with an advertiser are between you and them.

Changes

These terms may be updated as the site changes. Any revision is posted here with a new date at the top. Continuing to use the site after a change means you accept the revised terms.

Governing law

These terms are governed by the laws of the country in which Dajor Group is established, and any dispute is subject to the courts of that country.

Contact

Questions about these terms can be sent to hello@dajorgroup.com.